Prior to buying a home, you need to order your national credit files as they play a key role in determining what sort of terms the lender will offer. Along with this, lenders will need to see the following:
For this, we suggest working with our financing expert, or your own trusted finance expert, to determine your price range. However, lenders generally say that the “rule of thumb” is a home should cost no more than three to five times your annual household income when you plan to make a 20% down payment and have a moderate amount of other debt.
There are a variety of factors that you should consider when choosing a community for you and your family. This is the soil where you are planting your roots, and you want it to be meaningful and comfortable for many years to come. At Loomis Homes, we specialize in communities in the southwest metro that are centered around the following:
At Loomis Homes, we offer master designed floor plans that were created with a functionality first approach. We offer four types of floor plans that are carefully crafted to fit you and your family’s lifestyle:
Once you’ve found the perfect home for you and your family, it’s time to make it official! Our team will walk you through the entire process and the details, and once you’re ready, you will sign your purchase agreement.